Business Solutions

“I have received other quotes. Some slightly higher, some slightly lower. I tend to go with ‘The Agent’ that I feel is competent and thorough as opposed to simply the lowest price. I have found you to be quite competent and thorough, you asked the right questions. I think that I am going to go with you for this coverage. ” — Jesse F.

The success of a business, whether it’s a tiny enterprise run out of a basement or a large corporation, is largely dependent on hard work and ingenuity. However, no matter how industrious you are, one lawsuit or one disaster can wipe out all your profits and even destroy your business. The key to making sure that all the effort and money you have invested in a business doesn’t disappear when a disaster strikes is to protect it with the appropriate insurance.

A business is a huge investment; do not leave it to chance by having inadequate insurance coverage. Malcolm Brown Insurance Agency is a business too, so we understand the importance of comprehensive coverage. We offer many options for business insurance, no matter how big or small your business may be.

For more than 25 years, Malcolm Brown Insurance Agency has helped clients with their business insurance by providing comprehensive solutions, competitive pricing and exceptional service. Since we are an independent agency, the best companies and programs are available for your property, liability, and workers’ comp needs.

Please use our checklist below as a guide to review your insurance options.

Liability
Premises Liability
Advertising and Personal Injury Liability
Tenant Legal Liability
Products and Completed Operations
Non-owned and Hired Auto
Employment Practices Liability
Liquor Liability
Professional Liability/Errors & Omissions
Directors and Officers
Business Auto
Umbrella Liability

Property Coverage
Building
Business Personal Property
Computers and Media
Stock and Inventory
Transit / Off Premises
Property of Others
Valuable Papers
Plate Glass Window
Business Income/Extra expense
Employee Dishonesty
Accounts Receivable
Money and Securities on premises/off premises
Equipment Breakdown
Flood

Employee Benefits
Workers Compensation (Required by Law)
Employee Benefits Liability
Group Health
Life Insurance/Group Life
401k
Disability/Group Disability
Key Man Life